The right emails can definitely save you money. Especially if they’re in the form of ING DIRECT’s 
Savvy Savings Tips monthly email newsletter.
I subscribed to the Savvy Savings Tips newsletter a few months ago and have been pleasantly surprised with the tips. There’s always the overt message to sign-up for one of their savings or checking accounts – which by itself isn’t a bad idea – but the meat of the messages are on point and offer good, solid advice.
I’ve linked up their archived messages here, so take a look and see if any of them appeal to you. You may even decide that you need an online savings or high-yield checking account to help you on your way.
Also, ING’s on Twitter, so you can follow them here @ingdirect. While your at it follow me @ThriftyLife too!
Savvy Savings Tips Archive
April 2009:
March 2009:
February 2009:
January 2009:
December 2008:
November 2008:
October 2008:
September 2008:
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There’s a nice tips article up on BabyCenter.com with some helpful hints on cutting your grocery costs. Food is one expense you can’t completely eliminate so it’s important to find ways to prevent over-spending. Here’s a section of the article that I really liked. Remember your whole shopping experience is the store’s targeted marketing plan. There are people at every company’s whose job it is to get your to spend more. Fight back by understanding what their tactics are and how they work!
2. Understand how stores work
A basic understanding of merchandising can help you avoid overspending. These simple habits will go a long way toward keeping your budget in check:
• Walk briskly toward what you came to buy and avoid distractions along the way. For example, have you ever noticed that the diapers and milk are often at the back of the store? You’re forced to walk past a lot of temptation to get to the items you need most often.
• Products are displayed at the ends of the aisles in order to catch your eye. Think carefully about whether what you see there is really necessary — or a bargain — before you toss it in the cart. Many “featured” items are not bargains at all.
• As you peruse the aisles, bend over to check the prices on the bottom shelves and compare them to the cost of the items at eye level.
• Avoid buying the items displayed by the register. The magazines at the checkout stand cost much more per issue than they would if you had a subscription, and cookies in little packages cost more than a from a box. Almost everything near the register is there to inspire you to buy on impulse, not to save you money.
Tip: Make fewer trips to the store and you’ll find yourself with fewer chances to pick up a few extras you don’t really need.
Read the full article here.
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Do you check your receipt every time you make a purchase? When was the last time you went item by item and made sure that you paid the price you expected to pay?
This is something that we all should be doing, and it’s something that can pay off pretty quickly. It’s definitely something that I need to do more consistently and my shopping trip today was a perfect example. (Click to Continue…)
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When money is tight one of the first things to get crossed off the monthly budget is going out on the town. When my wife and I were reviewing expenses eating out was the first thing to go. And the record high gas prices in the past year only added to list of reasons to stay in and find other things to occupy our time. So if you’re looking to head out for a day or night and are in the market for some wallet-sensitive alternatives, check out this list of thrifty date ideas. (Click to Continue…)
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Last month I gave you 1o things you could do right now to save money. Here are another 5 quick tips, so get ready to pocket some cash. Remember, as soon as you see an idea you think you can do, you can and must act. Don’t procrastinate, don’t let the opportunity to change something right now slide by. You can save more of your hard-earned cash, and you can do it now. I’ll bet that you’ll easily be able to do at least one of the things in the list below. Let’s go! (Click to Continue…)
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Part of being thrifty and frugal is also being wise. Wisdom guides our decision making and we all know that if you make poor decisions they’re going to come back to bite you. Many of those poor decisions can affect your wallet – and we ALL hate that!
So, what if I told you there was something you could do today that would make you more prepared for the unexpected? How about if it could also increase your chance of avoiding dangerous situations? Surely this bit of wisdom could help you make some good decisions, right? ‘But…’, you say, ‘it must be something difficult! Something that will surely take time and effort. Maybe it will even cost me money!’ Not in this case. The 2 second rule takes exactly 2 seconds to learn and 2 seconds to apply. (Click to Continue…)
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There’s an interesting article at Consumer Reports Health called Dieting on a Budget. They surveyed over 21,000 people and have published much of the results online. There are some very interesting results, and I highly recommend taking a few minutes to read a few of the articles in the report. They’re short and to the point and have some great strategies and motivational nuggets.
One aspect of the data they collected speaks directly to the question of cost relating to dieting and staying in shape. (Click to Continue…)
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I just read a post by Laura over at No More Spending called Never reaching my emergency fund goal. Like many people, I’ve struggled with putting together an adequate emergency fund. The decision often centers around a choice between paying off debt and saving for an emergency fund. The argument I’ve experienced and seen shared most often is that it’s hard to keep money in your bank account knowing that you have debt out there accumulating interest. So instead of building up your emergency fund, most people just continue to pay off the debt.
The problem with this approach is that if you do have an emergency – and you will, we all do – you will have to rely on your credit to cover the emergency costs. So if your refrigerator breaks or your car dies, you’re left with no other options and will end up paying interest on those emergency expenses.
So why not try a different approach. This worked for me and may do the trick to get you over the emergency fund hump as well. (Click to Continue…)
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One of the biggest monthly categories of spending that most people deal with is healthcare costs. Health insurance, prescriptions, medications, doctor’s visits – it all adds up. When you’re trying to pay off debt and save on expenses, it may seem like there are very few options for saving on healthcare costs. But I bet that you’re overlooking two of the most obvious ways that you can cut your healthcare costs without sacrificing your health in the process.
(Click to Continue…)
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Ready to put some money back in your bank account? You've come to the right place.
