Ready to put some money back in your bank account? You've come to the right place.Editor’s Note: From time to time I will be featuring the thoughts and strategies offered by those who have, and continue to, influence my thrifty life. One such person, who I hope will become a regular contributor, is my mom. This is a guest post by my mom, Linda Roberto.
I can’t help thinking that “becoming thrifty” is like going on a diet – and just as futile as every fad diet that comes along if you try to do it all at once, cold turkey, without making the necessary changes to your perspective. Being thrifty has to be a long-term lifestyle change to make a real difference. Just like a weight-loss program has to be about healthy living, not just losing weight, becoming thrifty requires a mindset that is motivated at least in part by an appreciation of a simpler way of living, not just by the possibility of accumulating more “stuff” some day in the future.
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How many times have bought something on impulse or worse – for the wrong reasons? One of the simplest and most effective changes you can make is to stop and think before you make a purchase. 
Let’s talk about what being thrifty means in everyday life. Being thrifty means thinking and acting wisely when it comes to money and finance. We face dozens of choices during our day that involve money. We’re constantly presented with ways to spend it, save it, invest it, lend it, or donate it. Few people are immune from decisions of how to spend their money.
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How do you spend your hard-earned money? Maybe you’re already disciplined with money and you can control what you spend and what you save. If you’re like me, you know what you should do, but putting that into action isn’t always as easy as it sounds. I’m working to make frugality part of my everyday life and do it in a permanent, life-changing way.
