Editor’s Note: From time to time I will be featuring the thoughts and strategies offered by those who have, and continue to, influence my thrifty life. One such person, who I hope will become a regular contributor, is my mom. This is a guest post by my mom, Linda Roberto.
I can’t help thinking that “becoming thrifty” is like going on a diet – and just as futile as every fad diet that comes along if you try to do it all at once, cold turkey, without making the necessary changes to your perspective. Being thrifty has to be a long-term lifestyle change to make a real difference. Just like a weight-loss program has to be about healthy living, not just losing weight, becoming thrifty requires a mindset that is motivated at least in part by an appreciation of a simpler way of living, not just by the possibility of accumulating more “stuff” some day in the future.
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At the end of October, Ramit Sethi at I Will Teach You To Be Rich started a series of posts called the Save $1000 in 30 Days Challenge. I’m always looking for new ideas to save money so I’ve been following along through the month. The first few are often some of the first things that come to mind when you start to think about quick ways to save money:
- Bring lunch with you instead of buying lunch
- Turn your thermostat down 3 degrees(or more!)
- Sell something on eBay(or anywhere for that matter)
- (Scroll down to read all of his suggestions here)
The other items on the list, the more difficult items, are the ones that interested me the most.
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How many times have bought something on impulse or worse – for the wrong reasons? One of the simplest and most effective changes you can make is to stop and think before you make a purchase.
If you can break the cycle of thoughtless purchasing and consumption you can take control of your spending and work towards affording the things in life you’re truly trying to save for.
Here are 7 things to ask yourself, so you can be certain that you’re making a smart decision.
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